# Underwriting process The Credix underwriting process consists of three major phases: screening, due diligence, and structuring. During the screening phase, our internal team and/or an asset manager will check eligibility criteria and financial metrics. It's during the due diligence phase that our underwriters and asset managers carefully review a borrower's financials and historical performance in detail. In the last phase, we structure the credit facility taking care of regulatory compliance, FX hedging (if applicable), collateral management, and reporting standards. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.credix.finance/credit-quality-control/underwriting-process.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.