Today, Fintechs and non-bank lending businesses in underserved markets are often limited to sourcing capital locally. But why do they actually need debt financing? Here's a clearer picture: local banks see them as competitors and thus do not want to lend them any capital. Because they do not provide them access, they are dependent on family offices and institutional investors. This can require high interest rates and long and non-efficient capital sourcing cycles. At Credix we work closely with our investors and borrowers to automate the sourcing and create more efficient access to capital. This way our borrowers can focus on what they do best, providing loans to those in need.